INTERNET BANKING CUSTOMERS: An updated internet banking and bill payment system will be implemented in the near future. Improvements are being made to better serve your banking needs. Please be on the watch for these forthcoming changes.
Located in McRae, Telfair County, Georgia, The Merchants & Citizens Bank has been the “hometown” bank of choice since 1929!
Lobby Hours:
Mon - Thurs 9:00am - 4:00pm
Fri 9:00am - 5:00pm


Drive-thru Hours:
Mon - Thurs 8:30am - 4:00pm
Fri 8:30am - 5:00pm
(229) 868-5656
6 College Street
McRae, Georgia 31055