Products to serve all financing needs - home, auto, you name it.
Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while meeting their ever expanding banking needs.
The Merchants & Citizens Bank offers a variety of checking accounts designed to meet our customer's needs. Monthly image statements are provided to help you keep track of all of your transactions.LEARN MORE
Having a savings plan is of the utmost importance for a person to meet financial goals and to be prepared for unexpected expenses. The Merchants & Citizens Bank offers several accounts.LEARN MORE
The Merchants & Citizens Bank has a long history of providing borrowing opportunities to our customers. We offer competitive rates and terms designed to better meet our customer's needs.LEARN MORE